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If you're going to use a small-cap index like the Russell 2000, you may want to pause and take into consideration why an excellent index fund business, like Vanguard, does not have any type of funds that follow it. The reason is because it's a poor index.
I have not also resolved the straw guy right here yet, and that is the fact that it is fairly uncommon that you in fact need to pay either tax obligations or considerable compensations to rebalance anyway. I never have. Most smart investors rebalance as long as possible in their tax-protected accounts. If that isn't fairly enough, early accumulators can rebalance totally using new payments.
And of program, no one needs to be acquiring crammed common funds, ever before. It's truly also bad that IULs don't function.
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